Best Cash Back Credit Card

Discover it® Cash Back

• INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
• Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
• Plus, earn unlimited 1% cash back on all other purchases - automatically.
• Redeem cash back any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.

Discover it® Student Cash Back

One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits.

USAA® Cashback Rewards Plus American Express® Card

Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR.

Town Bank Cash Back American Express Card

• Earn 1.5% cash back on purchases
• Receive a statement credit automatically every time you earn $25 in cash back
• Rewards earned never expire!
• A one-time $50 automatic statement credit when you spend $500 in the first 3 billing cycles
• No Annual Fee

Discover it® - Cashback Match™

• New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
• You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
• Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
• Redeem your cash back for any amount, any time. Cash rewards never expire.
• 100% U.S. based customer service.
• Get your FICO® Credit Score for free on monthly statements, on mobile and online.
• No annual fee.
• Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Cashback Rewards Plus American Express® Card

• Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined. After that, earn 1% for the remainder of the year.
• Earn 2% cash back on your first $3,000 on supermarket purchases per year. After that, earn 1% for the remainder of the year.
• Unlimited 1% cash back on all other purchases.
• Enjoy no foreign transaction fees when you travel outside of the United States

Citizens Bank Cash Back Plus™ World MasterCard

• Unlimited 1.5% cash back on every purchase with no rotating categories or enrollments to keep track of
• 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
• 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
• Take advantage of both bonuses to earn 1.8% cash back
• 0% introductory APR on balance transfers for 12 billing cycles, thereafter a 14.99%, 17.99% or 20.99%, variable APR based on your creditworthiness
• Variable purchase APR of 14.99%, 17.99% or 20.99% applies from account opening based on your creditworthiness
• No annual fee*
• No foreign transaction fees
• No penalty APR for late payments
• Extended Warranty Protection doubles the original manufacturer%u2019s or store brand warranty for up to two years
• Price Protection for 120 days from purchase
• Concierge Services
• Trip Cancellation Insurance
• Trip Interruption Insurance
• MasterRental Insurance for collision, loss or damage
• Zero Liability Protection against unauthorized purchases
• Travel accident and baggage delay insurance
• 24/7 online account management
• Make purchases using Apple Pay%u2122 in-store and in-app with participating merchants
• Up to 21-day grace period on all purchases
• Balances count toward Circle Gold checking monthly combined balance
• Year-end summary statement

Cashback Visa Signature

• Earn $50 bonus credit after you spend $1,000 on purchases in the first 3 months from account opening*
• Earn 1.25% cash back with no annual fee
• 0% Intro APR for 12 months on purchases and balance transfers. A variable APR of 13.49%, 17.49%, or 21.49% will apply based on creditworthiness after the introductory period ends. Balance Transfer fee is 3% of the amount transferred with a minimum of $5*
• No Foreign Transaction Fees
• EMV Chip enabled to enhance security and ease of use internationally

CashBack Visa® Card

• Annual Percentage Rate (APR) for Purchases 17.99% when you open your account. This APR will vary with the market based on the Prime Rate.

Capital One Journey® Student Rewards Credit Card

The interest rate is reasonable – although not great – but the array of other features makes VentureOne Rewards Card worthy of consideration.

JCPenney Credit Card

With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.