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OpenSky® Secured Visa® Credit Card

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Maurices credit card

Earn $5 when you sign up to mymaurices rewards in stores or online.
Receive Double points weekend every month and 100 bonus points when you apply and are approved to become a Credit Cardholder and are enrolled in the mymaurices loyalty program. Requires separate enrollment.
Get 10% off every day (includes sales). Not valid on gift cards or previous purchases.
Earn 1 point for every $1 you spend. For every 100 points earned you will receive a $5 reward.
Enjoy a $10 birthday discount, Invites to special events and Free shipping always (no minimum).
Access to extra points events.

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REI Credit Card

Get a $100 REI Gift card on making an eligible net purchase within 60 day of account opening.
5% back on all REI net purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments; 1% back on everyday purchases.
The 5% and 1% rewards are distributed with your member dividend annually. 10% member dividend is typical but not guaranteed.
Refer a friend and ask them to apply for a REI Mastercard at reimastercard.com/raf and earn a $20 gift card in the mail after your friend applies for the card and is approved. There's no limit on how many $20 Refer-a-Friend gift cards you can earn.

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Palais Royal Credit Card

Receive a Welcome Coupon worth $5 off. Plus, receive a Shopping Pass upon approval for 15% off all merchandise on your first day's purchases.
Earn 2 points for every $1 spent with your Palais Royal Credit Card. Earn a $5 reward for every 100 points earned.
Birthday Gift - $10 for Preferred and $20 for Platinum cardholders
Holiday Offer: All members will receive a coupon for $10 off a purchase of $10 or more.
Christmas Reward and Club 40 & Fabulous 20% discount every Tuesday for members 40+

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How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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