Travel Credit Cards

If you're a frequent flyer or road warrior, an airline or travel card will help you earn perks faster. These cards are generally recommended only if you pay off your balance in full every month. They tend to have a higher interest rate, which means you could end up paying many times over in interest for the airline miles you accumulate. Keep in mind that these cards generally require a good to excellent credit rating for approval.
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Travel Credit Cards (7)

Capital One Credit Cards

Capital One Credit Card is designed for frequent users of Capital One. Capital One Financial Corp., a financial holding company in the United States, specializes in credit cards, auto loans, banks, and other financial products, ranking among the top 500 financial stars

AAdvantage Credit Cards / American Airlines Credit Cards

AAdvantage Credit Card is a credit card provided by AAdvantage for customers who often travel by air. American Airlines was founded in 1930 and became operational in 1934. It is the world's largest airline with passenger capacity, total passenger mileage and fleet. The company provides customers with a variety of credit cards to provide convenience and benefits for those who often travel on American Airlines. You can get information about AAdvantage Credit Card from the following text.

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Southwest Airlines Credit Card

Southwest Airlines Credit Card is designed for frequent users of Southwest Airlines. Southwest Airlines Inc. (NYSE: LUV) is a major U.S. airline and the world's largest low-cost airline, headquartered in Dallas, Texas. It was founded by Herb Kelleher in 1967 and renamed Southwest Airlines in 1971. As of December 2014, the airline had 46,000 employees and operated more than 3,800 flights a day. As of 2014, its domestic passenger capacity ranked first in the United States.

Sam's Club Credit Cards

Sam's Club Credit Card is designed for the common users of Sam Club. Sam Club is an American chain member retail warehouse club, owned and operated by Wal-Mart. The well-known user was founded in 1983 and named after Sam Walton, the founder of Wal-Mart. By 2012, the Sam Club Chain has become the eighth largest retailer in the United States, serving 47 million American members worldwide.

United Airlines Credit Cards

United Airlines Credit Card is the credit card of shopping provided by United Airlines Company to help customers. Founded in 1926, United Airlines is a large American airline, referred to as United Airlines, in mainland China is referred to as United Airlines, in order to distinguish it from China United Airlines. Headquartered in the suburbs of Chicago, Illinois, USA, it is adjacent to Chicago O'Hare International Airport, its main hub airport. Its huge fleet of 702 aircraft, until July 31, 2011, is the third largest airline in the world in terms of total passenger volume, after Delta Airlines and American Airlines, and the third largest airline in the world in terms of total passenger mileage, after American Airlines and Delta Airlines. United Airlines is also a founding member of the Star Alliance.

Valero Credit Card

Valero Credit Card is the credit card of shopping provided by Valero Company to help customers. Valero was founded in 1980 as an oil company in San Antonio. It has 15 refineries, 11 ethanol plants and some wind power stations in the United States and other countries. Valero's credit card allows you to save money on gasoline purchases from Valero Gas Station and its subsidiaries, such as Shamrock. It's not Visa or MasterCard, so you can only use it at Valero gas station. It was issued by the National Bank of DSRM (abbreviated as Diamond Clover Refining and Marketing), a unit of Diamond Shamrock prior to Valero's acquisition.

Hilton Credit Card

Hilton Credit Card is the credit card of shopping provided by Hilton Company to help customers. Founded in 1919, Hilton Hotel, located in Beverly Hills, California, USA, is one of the largest hotel chains in the world. The name currently used is the reunification of the Hilton Hotel from two major branches, including the United States and the United Kingdom, in February 2006. As of December 2016, there are 4700 hotels in 104 countries and regions in the world in the name of Hilton, and many cooperative car rentals and aviation industries.

What is a travel credit card?

With the increasing number of tourists, there is an increasing demand for travel credit cards. Most travel credit cards can be used not only during holidays, but also for business travel. Travel credit cards for travelers allow you to earn miles while shopping, and they often get more rewards for your travel-related shopping. You can pay for your ticket by mileage, book hotels, and more. You will find that some of these cards are branded by hotels or airlines and allow you to maximize your rewards when spending directly with them.                

What are the benefits of travel credit cards?

Sign-up bonus

Many travel credit cards offer a huge bonus after you meet a minimum spending requirement within a period.

Earn travel-related points and miles

Many travel credit cards offer a variety of rewards program including airlines, hotels, dining, etc. There are generally three options:

Fixed value points

You can always know how much your points are worth. For example, the Bank of America Travel Rewards credit card earns 1.5 points per $1 spent on anything, and each point is worth one cent.

Transferable points

You can earn points by using one travel credit card and then transfer to the participating airline or hotel transfer partner. For example, with the American Express Membership Rewards program, you can choose to transfer to 15 different airline programs. Once the miles are transferred, you will follow the rules of the program.

Co-branded travel cards

You can get your perks on an airline or a hotel program directly, such as lounge access, free checked bags and other perks.

No foreign transaction fees

Some travel credit cards don’t have any foreign transaction fees, which can help you to save money during you travel aboard. But if your travel credit card doesn’t charge any foreign transaction fee, you have to pay attention to other surcharges.

Redeem points easily

Most cards let you redeem points for any travel expenses you want. And some travel credit cards let you redeem your points for real money or gift cards, which it is a good option when you are not sure if you want redeem for travel.


What do you need to apply for a travel credit card?

Credit score

Travel credit cards require your credit score in great shape first. Most of the top travel credit cards are offered to those with “excellent” or “very good” credit. Don’t be discouraged if you find that you don’t qualify for a travel credit card yet. There are also many good rewards or cash back credit cards which are worth applying for and can help you to build credit.

Know where you want to go

Places you want to go can make a huge difference in which cards and travel programs you should invest in. Therefore, before applying for a new travel credit card, figure out this question.

Application

You can apply for a travel credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.


How to use a travel credit card?

Read your credit card terms and conditions.

This will give you an idea of how you can earn travel rewards, when rewards will post and other information. Make sure you understand all potential fees such as late fees, foreign transaction fees and other fees. You also need to know how to avoid them before you pursue travel rewards.

Maximize card benefits and perks

Some travel credit cards have annual fees about the hundreds of dollars, so it’s necessary to maximize card benefits and perks in order to make the fee is worth it.

Plan and budget

Travel credit cards can make it easier to overspend during you vacation, because the money doesn’t leave your bank at once. Therefore, we recommend you to make plans before your travel and budget spending. It’s also important to track your spending diligently.

Pay your bill in full on time

Many travel credit cards offer high reward points, but they often come with high interest rates. Therefore, we recommend you to pay the bill in full on time in order to avoid paying high interest. Carrying a balance may cost you more than you get in rewards.

About Cards-Offer

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why Cards-Offer born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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